Here's what you do..

Some NDI* in the office has received a court order from the AEC, because the AEC had fined them for not voting last year (clearly ignoring Dave's advice to vote early and often!)

Naturally, Dave piped up with some sage wisdom to share:

"Look mate. Those debt collectors have bought your debt from the AEC for 15% of its value. So here's what you do... you offer the repos one chance to get their 15%, in cash, here and now, maybe a little more to sweeten the deal. Then you remind them that if they don't take it, they run the risk of taking you to court and getting bubkas obviously, I'm paraphrasing here, Dave doesn't know Yiddish - ed.]. Mate, let me tell you, they take the cash every single time!"

You think about that...

* non Dave individual

I've had it with...

"I've had it with Australian banks, with all their fees," Dave cried.
"These charges don't exist in the UK."

"If I were you," he said, "I'd ditch the big four and start banking with Macquarie."

I didn't know they had retail banking. So I did a search of their website. I can't find a cash account. But no problem, Dave will get the details from his brother and pass them on to me (and eo ipso, you too!)